Carney Insurance
(719) 284-7294 — Colorado Springs(651) 464-6001 — Forest Lake
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INDEPENDENT INSURANCE AGENCY · COLORADO

Carney Saves
Time.

Colorado Springs' trusted independent agency with 80+ years of combined experience. We shop 70+ companies to get you the right coverage at the best price.

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We'll shop 70+ companies for you.
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What We Cover

We represent 70+ top-rated companies to find the right fit. Not just the one we're told to sell.

Personal Insurance

Home, auto, renters, umbrella. Coverage for your family and everything you've built.

  • Homeowners Insurance
  • Auto Insurance
  • Renters Insurance
  • Personal Umbrella
  • Life & Health
Learn more →

Business Insurance

From contractors to real estate investors. We know Colorado and Minnesota business inside and out.

  • Builder's Risk
  • Inland Marine
  • General Liability
  • Commercial Auto
  • Contractors Insurance
Learn more →

Service & Claims

When something goes wrong, a real person picks up the phone. No 1-800 runaround. Ever.

  • Claims Assistance
  • Policy Review
  • Coverage Consultation
  • Annual Policy Audit
  • Carrier Advocacy
Learn more →
Carney Insurance Colorado Springs Office. 29 E Bijou St
Carney Insurance of Colorado · 29 E Bijou St, Ste 3, Colorado Springs, CO 80903
Why Carney

The Antidote to 1-800 Insurance

70+ Companies

We shop the market for you. You get the best rate, not just the one we're assigned to sell.

Local Experts

Offices in Colorado Springs and Forest Lake. We know your market's unique risks. Hail, wildfire, flooding.

Real People

No 1-800 numbers. Your agent picks up the phone. Third generation, 80+ years of combined experience.

Client Stories

What Our Clients Say

Rated 5 stars on Google · Hover to pause

Getting a quote from Tom was easy! He asked me questions no one has asked before and ensured my coverage was right for me and my business!!! Not to mention his quote better than anyone with better coverage!!

Google Review
Jessica Shaffer

I own a food truck and Carney Insurance handles all of my stuff they have been very great to work with and have been on top of everything highly recommend them.

Google Review
Miguel Solomon

Tom Jr has been an absolute pleasure to work with. Doesn't rush me off the phone. Explains things in detail. Always gets back to me in a timely manner. I personally use Carney Insurance services for my business insurance as well as personal insurance. Highly recommend them. Business, home and auto! One stop shop, build a relationship and maintain it!

Google Review
Zachary Berger

My former insurance agent made some serious mistakes...which Tom found thankfully. I got everything worked out and signed up with Tom for new insurance with great coverage and pricing. I recommend Tom Carney to any business owner!

Google Review
Kathi Stehlik

Tom and his team deliver professional and personalized insurance solutions. They are responsive, helpful, and ensure you understand all your options. Outstanding service for both personal and business coverage needs.

Google Review
Tate Stephens

Carney Insurance is such a great resource for any business insurance. Never have i had someone as knowledge as Tommy about coverages and what i truly needed to protect my business & life. 10/10 recommend

Google Review
Tyler Rice

The last thing any business owner wants is to stress about finding affordable insurance. Tom Carney Jr. made it easy and found us the best quotes for both of my businesses. We've saved money and, most importantly, time in the process. If you're looking for the best option out there, Tom Carney Jr. is your guy!

Google Review
Osvaldo Fregoso

Carney Insurance has saved my company so much on our commercial and worker's compensation insurance. Tom is down to earth and realistic when it comes to finding quotes and the best coverages for your business.

Google Review
Tamie Sharp

Tom was incredibly helpful in reviewing my coverages! They can get you the best coverage for the cheapest price. It's clear they care about getting you what's best for your situation.

Google Review
Keith

Tom was prompt and professional in getting a home owner's policy dialed in that met all of my needs. Great service!

Google Review
Brian Fleischman

Getting a quote from Tom was easy! He asked me questions no one has asked before and ensured my coverage was right for me and my business!!! Not to mention his quote better than anyone with better coverage!!

Google Review
Jessica Shaffer

I own a food truck and Carney Insurance handles all of my stuff they have been very great to work with and have been on top of everything highly recommend them.

Google Review
Miguel Solomon

Tom Jr has been an absolute pleasure to work with. Doesn't rush me off the phone. Explains things in detail. Always gets back to me in a timely manner. I personally use Carney Insurance services for my business insurance as well as personal insurance. Highly recommend them. Business, home and auto! One stop shop, build a relationship and maintain it!

Google Review
Zachary Berger

My former insurance agent made some serious mistakes...which Tom found thankfully. I got everything worked out and signed up with Tom for new insurance with great coverage and pricing. I recommend Tom Carney to any business owner!

Google Review
Kathi Stehlik

Tom and his team deliver professional and personalized insurance solutions. They are responsive, helpful, and ensure you understand all your options. Outstanding service for both personal and business coverage needs.

Google Review
Tate Stephens

Carney Insurance is such a great resource for any business insurance. Never have i had someone as knowledge as Tommy about coverages and what i truly needed to protect my business & life. 10/10 recommend

Google Review
Tyler Rice

The last thing any business owner wants is to stress about finding affordable insurance. Tom Carney Jr. made it easy and found us the best quotes for both of my businesses. We've saved money and, most importantly, time in the process. If you're looking for the best option out there, Tom Carney Jr. is your guy!

Google Review
Osvaldo Fregoso

Carney Insurance has saved my company so much on our commercial and worker's compensation insurance. Tom is down to earth and realistic when it comes to finding quotes and the best coverages for your business.

Google Review
Tamie Sharp

Tom was incredibly helpful in reviewing my coverages! They can get you the best coverage for the cheapest price. It's clear they care about getting you what's best for your situation.

Google Review
Keith

Tom was prompt and professional in getting a home owner's policy dialed in that met all of my needs. Great service!

Google Review
Brian Fleischman
Recognition

Best of the Springs. Three Years Running

Voted Best Auto Insurance in 2024, Best Home Insurance in 2025, and Gold winner for Best Business Insurance in 2026, as voted by Colorado Springs Gazette readers.

Best of the Springs 2024
2024
Best Auto Insurance
Best of the Springs 2025
2025
Best Home Insurance
Best of the Springs 2026
2026
Gold. Best Business Insurance
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Let Us Shop the Market for You

Our clients average hundreds in annual savings. Takes 10 minutes, no obligation.