Carney Insurance
(719) 284-7294 — Colorado Springs(651) 464-6001 — Forest Lake
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INDEPENDENT INSURANCE AGENCY · COLORADO

Carney Saves
Time.

Colorado Springs' trusted independent agency with 80+ years of combined experience. We shop 70+ companies to get you the right coverage at the best price.

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What We Cover

We represent 70+ top-rated companies to find the right fit. Not just the one we're told to sell.

Personal Insurance

Home, auto, renters, umbrella. Coverage for your family and everything you've built.

  • Homeowners Insurance
  • Auto Insurance
  • Renters Insurance
  • Personal Umbrella
  • Life & Health
Learn more →

Business Insurance

From contractors to real estate investors. We know Colorado and Minnesota business inside and out.

  • Builder's Risk
  • Inland Marine
  • General Liability
  • Commercial Auto
  • Contractors Insurance
Learn more →

Service & Claims

When something goes wrong, a real person picks up the phone. No 1-800 runaround. Ever.

  • Claims Assistance
  • Policy Review
  • Coverage Consultation
  • Annual Policy Audit
  • Carrier Advocacy
Learn more →
Carney Insurance Colorado Springs Office. 29 E Bijou St
Carney Insurance of Colorado · 29 E Bijou St, Ste 3, Colorado Springs, CO 80903
Why Carney

The Antidote to 1-800 Insurance

70+ Companies

We shop the market for you. You get the best rate, not just the one we're assigned to sell.

Local Experts

Offices in Colorado Springs and Forest Lake. We know your market's unique risks. Hail, wildfire, flooding.

Real People

No 1-800 numbers. Your agent picks up the phone. Third generation, 80+ years of combined experience.

Client Stories

What Our Clients Say

Rated 5 stars on Google · Hover to pause

Tom Jr. was incredibly helpful walking me through my home and auto bundle. Saved me over $800 a year and the whole process took less than an hour. Will never go back to a big-name company.

Google Review
Jessica M.
March 2026

Switched our commercial policy to Carney and couldn't be happier. They actually understand contractor coverage. Not just a generic policy. Fast, responsive, and genuinely helpful.

Google Review
Brian K.
February 2026

I've been with Carney for 6 years now. Every time I have a question or need a change, a real person picks up the phone. That alone is worth everything in today's world.

Google Review
Amanda R.
January 2026

Had a hail claim last spring and the team walked me through every step. Knew exactly what to document, who to call, and what to expect. Best experience I've had with any insurance situation.

Google Review
Derek S.
December 2025

Tom shopped 15+ carriers for my home insurance and found a policy that was $1,200 cheaper than what I had. Same coverage. I referred my whole family.

Google Review
Laura P.
November 2025

Switched our business policy and saved over $4,000 a year. They actually took the time to understand what we do. Not just a price. The right coverage for our operation.

Google Review
Mike T.
October 2025

Three claims in three years and they walked us through every single one. That's why we've been with Carney for 20 years. Loyalty goes both ways.

Google Review
Sarah L.
September 2025

I called expecting a runaround. Instead I got a real person, a real answer, and a better rate the same afternoon. This is what insurance should feel like.

Google Review
Dave R.
August 2025

The team helped me find the right Medicare supplement plan when I turned 65. They were patient, explained everything clearly, and never made me feel rushed. So grateful.

Google Review
Cynthia H.
July 2025

As a landlord with 8 properties, I needed someone who understood real estate investor coverage. Carney got it immediately and put together a portfolio policy that made sense.

Google Review
James W.
June 2025

Tom Jr. was incredibly helpful walking me through my home and auto bundle. Saved me over $800 a year and the whole process took less than an hour. Will never go back to a big-name company.

Google Review
Jessica M.
March 2026

Switched our commercial policy to Carney and couldn't be happier. They actually understand contractor coverage. Not just a generic policy. Fast, responsive, and genuinely helpful.

Google Review
Brian K.
February 2026

I've been with Carney for 6 years now. Every time I have a question or need a change, a real person picks up the phone. That alone is worth everything in today's world.

Google Review
Amanda R.
January 2026

Had a hail claim last spring and the team walked me through every step. Knew exactly what to document, who to call, and what to expect. Best experience I've had with any insurance situation.

Google Review
Derek S.
December 2025

Tom shopped 15+ carriers for my home insurance and found a policy that was $1,200 cheaper than what I had. Same coverage. I referred my whole family.

Google Review
Laura P.
November 2025

Switched our business policy and saved over $4,000 a year. They actually took the time to understand what we do. Not just a price. The right coverage for our operation.

Google Review
Mike T.
October 2025

Three claims in three years and they walked us through every single one. That's why we've been with Carney for 20 years. Loyalty goes both ways.

Google Review
Sarah L.
September 2025

I called expecting a runaround. Instead I got a real person, a real answer, and a better rate the same afternoon. This is what insurance should feel like.

Google Review
Dave R.
August 2025

The team helped me find the right Medicare supplement plan when I turned 65. They were patient, explained everything clearly, and never made me feel rushed. So grateful.

Google Review
Cynthia H.
July 2025

As a landlord with 8 properties, I needed someone who understood real estate investor coverage. Carney got it immediately and put together a portfolio policy that made sense.

Google Review
James W.
June 2025
Recognition

Best of the Springs. Three Years Running

Voted Best Auto Insurance in 2024, Best Home Insurance in 2025, and Gold winner for Best Business Insurance in 2026, as voted by Colorado Springs Gazette readers.

Best of the Springs 2024
2024
Best Auto Insurance
Best of the Springs 2025
2025
Best Home Insurance
Best of the Springs 2026
2026
Gold. Best Business Insurance
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Let Us Shop the Market for You

Our clients average hundreds in annual savings. Takes 10 minutes, no obligation.